Kesilapan 1 : Sentiasa menangguh untuk memulakan sistem perancangan.

Tidak syak lagi inilah kesilapan yang paling besar sekali. Tanyalah diri anda sendiri sudah berapa kali perkataan seperti Tak Apa, Nanti Dulu, Lepas Kahwin, Bila Anak Dah Besar, sering dijadikan alasan untuk tidak memulakan pelan kewangan seperti tabungan untuk pendidikan anak, insuran perubatan atau membuat temu-janji dengan perancang kewangan bagi membaikpulih pinjaman anda.

Kesilapan 2 : Gagal menetapkan matlamat kewangan dan cara mencapainya.

Kita sendiri sedar yang tiada orang yang merancang untuk gagal tetapi kebanyakannya gagal untuk merancang. Mungkin sibuk dengan pelbagai tugas dan tanggungjawab anda tidak mempunyai masa untuk menulis di atas kertas jawapan kepada soalan-soalan seperti :

i. Apakah 3 matlamat kewangan anda?
ii. Bila jangka masa pencapaiannya?
iii. Berapa yang perlu diperuntukkan setiap bulan?

Read the rest of this entry »

Popularity: 19% [?]

1. What is the new guarantee announced by the Ministry of Finance and Bank Negara Malaysia (BNM)?
• The new guarantee covers the full amount of guaranteed deposits and instruments held in specific financial institutions.

2. What are the deposits or instruments guaranteed?
All deposits including:
• Fixed deposits, current accounts, savings accounts, joint and trust accounts
• All Islamic deposits (structured or otherwise)
• Principal guaranteed conventional structured deposits
• Foreign currency deposits
• Negotiable instruments of deposit held by non-banks.

Read the rest of this entry »

Popularity: 9% [?]

Deposits and instruments guaranteed

All deposits including:
• Fixed deposits, current accounts, savings accounts, joint and trust accounts
• All Islamic deposits (structured or otherwise)
• Principal guaranteed conventional structured deposits
• Foreign currency deposits
• Negotiable instruments of deposit held by non-banks.
Read the rest of this entry »

Popularity: 9% [?]

Bank Negara Malaysia have released a list of banks and financial institutions where you can deposit your money and it’s listed under the Government Deposit Guarantee.

In Total:

Commercial Banks – 22
Islamic Banks – 17
International Islamic banks – 1
Deposit-Taking Development Financial Institutions – 5

Read the rest of this entry »

Popularity: 10% [?]

This video gives a brief insight into the world of the book, “MONEY $ENSE, Getting Smart With Your Money”.

Popularity: 6% [?]