Bank Rakyat Personal loan process is so “SIMPLE“ nowadays, no need to go to bank. Now banks come to its potential customers. You can fax in your details or just let Bank Rakyat dispatch collect it.
Jimat Masa, Jimat Tenaga dan Jimat Duit Minyak dan Tol
I would prefer the use would be to clear credit card balance with it’s lowest interest rate at 3.5%.
Here are the details:
- Lowest Interest Rate of 3.5%
- Up to RM 150,000
- Up to 15 year term
- No Guarantor (tanpa penjamin)
- 24hours approval ( belum cuba belum tahu )
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Popularity: 100% [?]
Tags:
Bank Rakyat,
blacklist,
CCRIS,
CTOS,
lowest interest rate,
Personal Loan,
pinjaman peribadi Category:
Banking & Financing,
Car Loan / Cars,
Debt / Credit Card,
Home Loan / House,
Student Education Loan / PTPTN
Student Loans or Education loan can help you in college or varsity education is not as cheap as last time. There might have students who are paying fees for their study under loads of debts. Once you graduate, they might find it difficult to payback the payments.
When you are in college or university, it is possible that you would have many choices to take different college loans with different interest rates. From there, you can choose for refinance because you can get a lower interest rate loans.
Tips: Refinancing the student loan can help you lower down the entire cost of your loan.
Mostly, every country’s governments won’t charge the interest on student loans until after they have completed their studies.
Available options
- PTPTN loan: most of the time it’s very easy to get 100% loan and only started charging interest after six month of graduation.
- Get your parents or guardian to apply for Personal Loan from banks. Try getting an Islamic loan which have fixed interest rate.
Tips: Once you started working, repay your loan as fast as possible to get loan rebate
- For Bumiputera: Approach MARA getting loan or even better scholarship. (3rd floor MARA Building)
- FAMA (Father & Mother) loan
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Popularity: 17% [?]
Latest Base Lending Rate (BLR) reference, source from Bank Negara Malaysia.
Data Updated: March 9, 2010
Source Updated on March 2010
List Created: March 2009
No.
|
Banking Institution
|
With Effect From
|
BLR (% p.a.)
|
1
|
Affin Bank Berhad
|
02/03/2009
|
5.50
|
2
|
Alliance Bank Malaysia Berhad
|
02/03/2009
|
5.55
|
3
|
AmBank (M) Berhad
|
10/03/2009
|
5.55
|
4
|
Bangkok Bank Berhad
|
06/03/2009
|
5.55
|
5
|
Bank of America Malaysia Berhad
|
01/03/2009
|
5.55
|
6
|
Bank of China (Malaysia) Berhad
|
03/03/2009
|
5.55
|
7
|
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
|
06/03/2009
|
5.25
|
8
|
CIMB Bank Berhad
|
02/03/2009
|
5.55
|
9
|
Citibank Berhad
|
10/03/2009
|
5.60
|
10
|
Deutsche Bank (Malaysia) Berhad
|
03/03/2009
|
5.55
|
11
|
EON Bank Berhad
|
10/03/2009
|
5.55
|
12
|
Hong Leong Bank Berhad
|
03/03/2009
|
5.55
|
13
|
HSBC Bank Malaysia Berhad
|
02/03/2009
|
5.55
|
14
|
J.P. Morgan Chase Bank Berhad
|
03/03/2009
|
5.25
|
15
|
Malayan Banking Berhad
|
09/03/2010
|
5.80 – latest
|
16
|
OCBC Bank (Malaysia) Berhad
|
01/03/2009
|
5.55
|
17
|
Public Bank Berhad
|
03/03/2009
|
5.55
|
18
|
RHB Bank Berhad
|
09/03/2010
|
5.80 – latest
|
19
|
Standard Chartered Bank Malaysia Berhad
|
03/03/2009
|
5.55
|
20
|
The Bank of Nova Scotia Berhad
|
05/03/2009
|
5.55
|
21
|
The Royal Bank of Scotland Berhad
|
27/02/2009
|
5.25
|
22
|
United Overseas Bank (Malaysia) Berhad
|
06/03/2009
|
5.55
|
23
|
Bank Simpanan Nasional (BSN)
|
10/03/2009
|
5.55
|
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Popularity: 29% [?]
