Latest list for Base Lending Rate ( BLR ) in Malaysia. October 2010
| No. |
Banking Institution |
With Effect From
|
BLR (% p.a.)
|
| 1 |
Affin Bank Berhad |
13/07/2010
|
6.30
|
| 2 |
Alliance Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 3 |
Alliance Islamic Bank Berhad |
13/07/2010
|
6.30
|
| 4 |
AmBank (M) Berhad |
13/07/2010
|
6.30
|
| 5 |
Bangkok Bank Berhad |
14/07/2010
|
6.30
|
| 6 |
Bank of America Malaysia Berhad |
13/07/2010
|
6.30
|
| 7 |
Bank of China (Malaysia) Berhad |
14/07/2010
|
6.30
|
| 8 |
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad |
14/07/2010
|
6.00
|
| 9 |
CIMB Bank Berhad |
13/07/2010
|
6.30
|
| 10 |
Citibank Berhad |
13/07/2010
|
6.30
|
| 11 |
Deutsche Bank (Malaysia) Berhad |
15/07/2010
|
6.30
|
| 12 |
EON Bank Berhad |
14/07/2010
|
6.30
|
| 13 |
Hong Leong Bank Berhad |
14/07/2010
|
6.30
|
| 14 |
HSBC Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 15 |
J.P. Morgan Chase Bank Berhad |
15/07/2010
|
6.20
|
| 16 |
Malayan Banking Berhad |
13/07/2010
|
6.30
|
| 17 |
OCBC Bank (Malaysia) Berhad |
13/07/2010
|
6.30
|
| 18 |
Public Bank Berhad |
13/07/2010
|
6.30
|
| 19 |
RHB Bank Berhad |
13/07/2010
|
6.30
|
| 20 |
Standard Chartered Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 21 |
The Bank of Nova Scotia Berhad |
14/07/2010
|
6.30
|
| 22 |
The Royal Bank of Scotland Berhad |
15/07/2010
|
6.00
|
| 23 |
United Overseas Bank (Malaysia) Berhad |
13/07/2010
|
6.30
|
Last updated: 01/10/2010
Popularity: 25% [?]
Tags:
2010,
affin bank,
Base Lending Rate,
BLR,
blr october 2010,
CIMB,
citibank,
latest,
Latest Malaysia Base Lending Rate (BLR) 2010,
Malaysia,
maybank,
october 2010,
public bank,
rhb bank Category:
Banking & Financing,
Car Loan / Cars,
Debt / Credit Card,
Home Loan / House,
Investment & Unit Trust
Following are the highlights of the 2010 Budget, themed “1Malaysia, Together We Prosper”
The Star Online
The RM200mil allocation in the Budget 2010 to revive some of the country’s abandoned low and medium-cost houses …
BUDGET 2010 is geared towards driving the nation towards a high-income economy, said Prime Minister …..
THE Budget 2010 is a brave one as it covers all levels …..
THIRTY of the country’s creme de la creme students will be awarded National Scholarships strictly based on merit, ….
THE Government plans to overhaul its tax revenue and subsidies in view of the weaker economy and lower income ….
BUDGET 2010 will see a personal income tax cut of one percentage point …
ISKANDAR Regional Development Authority chief executive officer Harun Johari welcomed tax incentives announced in Budget 2010 ….
Read the rest of this entry »
Popularity: 20% [?]
I recently ask the bank for my housing loan status and was rather pleasantly surprised by the frank advice given. Well, I was asking how can I lower my interest rate though I am still in the bonding period. The reply was write to the bank and most likely the bank will consider my request. However, there is usually a “penalty” comes together with the new offer, and the trick is, write to the bank again and the bank may gives a discount on the amount of the “penalty”.
The key takeaway is that banks generally do not tell you what they can do for you! You have to ask. Pending on your record, and how desperate the bank want to keep you (It is a shopper market now), you may get what you asked for. No harm isn’t it?
Not sure where to start looking?
Bank
|
BLR
|
Loan Type
|
Loan Package
|
90%
|
95%
|
Affin Bank
|
5.50
|
Float
|
Home Solution
|
|
x
|
Alliance Bank
|
5.55
|
Hybrid
|
Islamic i-Wish
|
x
|
|
Al Rajhi Bank
|
6.20
|
Float
|
Home Financing-i
|
x
|
|
AmBank
|
5.55
|
Float
|
Home Link
|
x
|
|
| |
|
Fixed
|
Home Financing-i
|
x
|
|
CIMB Bank
|
5.60
|
Float
|
Home Partner-i
|
x
|
|
| |
|
Float
|
Variable Home Financing-i
|
x
|
|
Citibank
|
5.60
|
Float
|
Home Partner-i
|
x
|
|
| |
|
|
Home Credit (OD)
|
85%
|
|
| |
|
|
Flexi Home Loan
|
x
|
|
Read the rest of this entry »
Popularity: 17% [?]
Malaysia announced RM60bil mini-budget to cushion the economic impact. We feel that the money must go down right to the very area that needs to be spent. There should be a monitoring system to make sure the money is spent to the purpose, especially businesses, industries and people at large that are important to be supported.
Benefits from the Malaysia Mini-budget:
- Exemption of levy payments to the Human Resource Development Fund for six months for employers in the textile and electrical and electronics industries effective Feb 1, 2009.
- Increase in the windfall profit levy threshold for crude palm oil to RM2,500 per tonne for Peninsular Malaysia and RM3,000 for Sabah and Sarawak.
- Opportunity for workers / retrenched workers to pursue Masters or PHD.
Notes: Many other benefits base on the report below: Read the rest of this entry »
Popularity: 19% [?]
Tags:
Bank Negara,
budget,
grant,
guarantee funds,
Malaysia,
stimulus package,
tax incentive Category:
Banking & Financing,
Business,
Car Loan / Cars,
Debt / Credit Card,
Home Loan / House,
Investment & Unit Trust
Latest Base Lending Rate (BLR) reference, source from Bank Negara Malaysia.
Data Updated: March 9, 2010
Source Updated on March 2010
List Created: March 2009
No.
|
Banking Institution
|
With Effect From
|
BLR (% p.a.)
|
1
|
Affin Bank Berhad
|
02/03/2009
|
5.50
|
2
|
Alliance Bank Malaysia Berhad
|
02/03/2009
|
5.55
|
3
|
AmBank (M) Berhad
|
10/03/2009
|
5.55
|
4
|
Bangkok Bank Berhad
|
06/03/2009
|
5.55
|
5
|
Bank of America Malaysia Berhad
|
01/03/2009
|
5.55
|
6
|
Bank of China (Malaysia) Berhad
|
03/03/2009
|
5.55
|
7
|
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad
|
06/03/2009
|
5.25
|
8
|
CIMB Bank Berhad
|
02/03/2009
|
5.55
|
9
|
Citibank Berhad
|
10/03/2009
|
5.60
|
10
|
Deutsche Bank (Malaysia) Berhad
|
03/03/2009
|
5.55
|
11
|
EON Bank Berhad
|
10/03/2009
|
5.55
|
12
|
Hong Leong Bank Berhad
|
03/03/2009
|
5.55
|
13
|
HSBC Bank Malaysia Berhad
|
02/03/2009
|
5.55
|
14
|
J.P. Morgan Chase Bank Berhad
|
03/03/2009
|
5.25
|
15
|
Malayan Banking Berhad
|
09/03/2010
|
5.80 – latest
|
16
|
OCBC Bank (Malaysia) Berhad
|
01/03/2009
|
5.55
|
17
|
Public Bank Berhad
|
03/03/2009
|
5.55
|
18
|
RHB Bank Berhad
|
09/03/2010
|
5.80 – latest
|
19
|
Standard Chartered Bank Malaysia Berhad
|
03/03/2009
|
5.55
|
20
|
The Bank of Nova Scotia Berhad
|
05/03/2009
|
5.55
|
21
|
The Royal Bank of Scotland Berhad
|
27/02/2009
|
5.25
|
22
|
United Overseas Bank (Malaysia) Berhad
|
06/03/2009
|
5.55
|
23
|
Bank Simpanan Nasional (BSN)
|
10/03/2009
|
5.55
|
Read the rest of this entry »
Popularity: 29% [?]
Don’t click on attachments or website links contained in emails leading to Maybank2u.com or any other online banking system. It could be a scam.
However as online banking becomes more popular, Maybank M2U increasingly becomes a target of criminals. Unlike robbing a physical bank, these cyber criminals directly target you, the consumer, in attacks known as phishing schemes.
The Maybank M2U team sat down with Head of Cyber Security at Maybank to find out what phishing is and how the consumer can avoid it.
Read the rest of this entry »
Popularity: 12% [?]
