Pengagihan pendapatan ASB

Dividen 7.50 sen

Bonus   1.25 sen

Nampaknya pengumuman dividen dan bonus telahpun dibuat. Bolehlah kita berkira-kira untuk membuat perancangan untuk menggunakan wang awal tahun depan. Dari membeli barangan, membuat pelaburan dan sebagainya.

Dengan kadar BLR tahun 2009 sekitar 5.50% dan tahun 2010 naik sehingga 6.30% bagi mereka yang membuat pinjaman ASB keuntungan pelaburan dapat dilihat secara kasar.

Sama ada membuat simpanan secara berterusan mahupun pinjaman ASB ia adalah satu langkah menuju kebebasan kewangan. Semoga pengagihan pendapatan ASB 2011akan menjadi lebih baik dari 2010.

Sila klik untuk mengetahui prestasi ASB untuk 20 tahun.

Jadual prestasi Dividen dan Bonus ASB 2010 serta BLR untuk 20 tahun kebelakangan ini di Malaysia

Popularity: 16% [?]

Latest list for Base Lending Rate ( BLR ) in Malaysia. October 2010

No. Banking Institution

With Effect From

BLR (% p.a.)

1 Affin Bank Berhad

13/07/2010

6.30

2 Alliance Bank Malaysia Berhad

13/07/2010

6.30

3 Alliance Islamic Bank Berhad

13/07/2010

6.30

4 AmBank (M) Berhad

13/07/2010

6.30

5 Bangkok Bank Berhad

14/07/2010

6.30

6 Bank of America Malaysia Berhad

13/07/2010

6.30

7 Bank of China (Malaysia) Berhad

14/07/2010

6.30

8 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad

14/07/2010

6.00

9 CIMB Bank Berhad

13/07/2010

6.30

10 Citibank Berhad

13/07/2010

6.30

11 Deutsche Bank (Malaysia) Berhad

15/07/2010

6.30

12 EON Bank Berhad

14/07/2010

6.30

13 Hong Leong Bank Berhad

14/07/2010

6.30

14 HSBC Bank Malaysia Berhad

13/07/2010

6.30

15 J.P. Morgan Chase Bank Berhad

15/07/2010

6.20

16 Malayan Banking Berhad

13/07/2010

6.30

17 OCBC Bank (Malaysia) Berhad

13/07/2010

6.30

18 Public Bank Berhad

13/07/2010

6.30

19 RHB Bank Berhad

13/07/2010

6.30

20 Standard Chartered Bank Malaysia Berhad

13/07/2010

6.30

21 The Bank of Nova Scotia Berhad

14/07/2010

6.30

22 The Royal Bank of Scotland Berhad

15/07/2010

6.00

23 United Overseas Bank (Malaysia) Berhad

13/07/2010

6.30

Last updated: 01/10/2010

Popularity: 25% [?]

I recently ask the bank for my housing loan status and was rather pleasantly surprised by the frank advice given.  Well, I was asking how can I lower my interest rate though I am still in the bonding period.  The reply was write to the bank and most likely the bank will consider my request.  However, there is usually a “penalty” comes together with the new offer, and the trick is, write to the bank again and the bank may gives a discount on the amount of the “penalty”.

The key takeaway is that banks generally do not tell you what they can do for you! You have to ask.  Pending on your record, and how desperate the bank want to keep you (It is a shopper market now), you may get what you asked for.  No harm isn’t it?

Not sure where to start looking?

Bank
BLR
Loan Type
Loan Package
90%
95%
Affin Bank
5.50
Float
Home Solution
 
x
Alliance Bank
5.55
Hybrid
Islamic i-Wish
x
 
Al Rajhi Bank
6.20
Float
Home Financing-i
x
 
AmBank
5.55
Float
Home Link
x
 
   
Fixed
Home Financing-i
x
 
CIMB Bank
5.60
Float
Home Partner-i
x
 
   
Float
Variable Home Financing-i
x
 
Citibank
5.60
Float
Home Partner-i
x
 
     
Home Credit (OD)
85%
 
     
Flexi Home Loan
x
 

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Popularity: 17% [?]

Bank Negara Overnight Policy rate (OPR) being reduced to 2.50%, most of the banks adjusted the fixed deposit rate to 2.50% to 3.0%. However it seems that few of the foreign banks seems still have 3 percent interest, anyway you need to confirm with the bank whether the showed rate is not yet adjusted to reflect the changes of the OPR. Need to wait and see how big the reduction on the Islamic account dividend rate will be be.


Banking Institutions

1 Month
3 Months
6 Months
9 Months
12 Months
Frequency of Interest Payment
Affin Bank
2.60
2.60
2.75
2.75
3.00
Upon Maturity
Alliance Bank
2.70
2.60
2.60
2.50
3.00
Upon Maturity
Alliance Bank FDGold
3.10
Monthly
Ambank
2.50
2.55
2.55
2.88
3.00
Upon Maturity
Ambank Am50Plus
2.55
2.88
3.05
Monthly
Bangkok Bank
2.50
2.55
2.60
2.70
3.00
Upon Maturity

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Popularity: 9% [?]

lhdn-efiling-borang-be eFiling is an online system introduced by LHDN (Lembaga Hasil Dalam Negeri) that allows you to submit your income tax details online, which is an alternative to the usual manual form submission. eFiling was first introduced in 2003 and has since undergone a progressive improvement with a more robust system promised for this year. There have been some questions on the authenticity of the transaction and security loop holes have been discovered in the past but the HASIL folks are quick to address the issues and resolved them in timely manner. This year, the eFiling application is not only limited to Internet Explorer browsers like before; you can now also use other browsers like Firefox and Opera. The eFiling is also compatible with Windows Vista operating system.

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Popularity: 12% [?]

ASB AGIHKAN PENDAPATAN DIVIDEN 7.50  SEN SEUNIT DAN BONUS 1.25 SEN SEUNIT

***** Dividen ASB 2010 – — sen seunit *********

– Disember 2010

KUALA LUMPURAmanah Saham Nasional Bhd (ASNB), anak syarikat milik penuh Permodalan Nasional Berhad ( PNB ) mengumumkan pengagihan pendapatan sebanyak dividen 7.50 sen seunit dan bonus 1.25 sen seunit bagi Skim Amanah Saham Bumiputera (ASB) untuk tahun kewangan berakhir 31 Disember 2010.

Popularity: 18% [?]

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