Pengagihan pendapatan ASB
Dividen 7.50 sen
Bonus 1.25 sen
Nampaknya pengumuman dividen dan bonus telahpun dibuat. Bolehlah kita berkira-kira untuk membuat perancangan untuk menggunakan wang awal tahun depan. Dari membeli barangan, membuat pelaburan dan sebagainya.
Dengan kadar BLR tahun 2009 sekitar 5.50% dan tahun 2010 naik sehingga 6.30% bagi mereka yang membuat pinjaman ASB keuntungan pelaburan dapat dilihat secara kasar.
Sama ada membuat simpanan secara berterusan mahupun pinjaman ASB ia adalah satu langkah menuju kebebasan kewangan. Semoga pengagihan pendapatan ASB 2011akan menjadi lebih baik dari 2010.
Sila klik untuk mengetahui prestasi ASB untuk 20 tahun.
Jadual prestasi Dividen dan Bonus ASB 2010 serta BLR untuk 20 tahun kebelakangan ini di Malaysia
Popularity: 16% [?]
Latest list for Base Lending Rate ( BLR ) in Malaysia. October 2010
| No. |
Banking Institution |
With Effect From
|
BLR (% p.a.)
|
| 1 |
Affin Bank Berhad |
13/07/2010
|
6.30
|
| 2 |
Alliance Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 3 |
Alliance Islamic Bank Berhad |
13/07/2010
|
6.30
|
| 4 |
AmBank (M) Berhad |
13/07/2010
|
6.30
|
| 5 |
Bangkok Bank Berhad |
14/07/2010
|
6.30
|
| 6 |
Bank of America Malaysia Berhad |
13/07/2010
|
6.30
|
| 7 |
Bank of China (Malaysia) Berhad |
14/07/2010
|
6.30
|
| 8 |
Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad |
14/07/2010
|
6.00
|
| 9 |
CIMB Bank Berhad |
13/07/2010
|
6.30
|
| 10 |
Citibank Berhad |
13/07/2010
|
6.30
|
| 11 |
Deutsche Bank (Malaysia) Berhad |
15/07/2010
|
6.30
|
| 12 |
EON Bank Berhad |
14/07/2010
|
6.30
|
| 13 |
Hong Leong Bank Berhad |
14/07/2010
|
6.30
|
| 14 |
HSBC Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 15 |
J.P. Morgan Chase Bank Berhad |
15/07/2010
|
6.20
|
| 16 |
Malayan Banking Berhad |
13/07/2010
|
6.30
|
| 17 |
OCBC Bank (Malaysia) Berhad |
13/07/2010
|
6.30
|
| 18 |
Public Bank Berhad |
13/07/2010
|
6.30
|
| 19 |
RHB Bank Berhad |
13/07/2010
|
6.30
|
| 20 |
Standard Chartered Bank Malaysia Berhad |
13/07/2010
|
6.30
|
| 21 |
The Bank of Nova Scotia Berhad |
14/07/2010
|
6.30
|
| 22 |
The Royal Bank of Scotland Berhad |
15/07/2010
|
6.00
|
| 23 |
United Overseas Bank (Malaysia) Berhad |
13/07/2010
|
6.30
|
Last updated: 01/10/2010
Popularity: 25% [?]
Tags:
2010,
affin bank,
Base Lending Rate,
BLR,
blr october 2010,
CIMB,
citibank,
latest,
Latest Malaysia Base Lending Rate (BLR) 2010,
Malaysia,
maybank,
october 2010,
public bank,
rhb bank Category:
Banking & Financing,
Car Loan / Cars,
Debt / Credit Card,
Home Loan / House,
Investment & Unit Trust
I recently ask the bank for my housing loan status and was rather pleasantly surprised by the frank advice given. Well, I was asking how can I lower my interest rate though I am still in the bonding period. The reply was write to the bank and most likely the bank will consider my request. However, there is usually a “penalty” comes together with the new offer, and the trick is, write to the bank again and the bank may gives a discount on the amount of the “penalty”.
The key takeaway is that banks generally do not tell you what they can do for you! You have to ask. Pending on your record, and how desperate the bank want to keep you (It is a shopper market now), you may get what you asked for. No harm isn’t it?
Not sure where to start looking?
Bank
|
BLR
|
Loan Type
|
Loan Package
|
90%
|
95%
|
Affin Bank
|
5.50
|
Float
|
Home Solution
|
|
x
|
Alliance Bank
|
5.55
|
Hybrid
|
Islamic i-Wish
|
x
|
|
Al Rajhi Bank
|
6.20
|
Float
|
Home Financing-i
|
x
|
|
AmBank
|
5.55
|
Float
|
Home Link
|
x
|
|
| |
|
Fixed
|
Home Financing-i
|
x
|
|
CIMB Bank
|
5.60
|
Float
|
Home Partner-i
|
x
|
|
| |
|
Float
|
Variable Home Financing-i
|
x
|
|
Citibank
|
5.60
|
Float
|
Home Partner-i
|
x
|
|
| |
|
|
Home Credit (OD)
|
85%
|
|
| |
|
|
Flexi Home Loan
|
x
|
|
Read the rest of this entry »
Popularity: 17% [?]
Bank Negara Overnight Policy rate (OPR) being reduced to 2.50%, most of the banks adjusted the fixed deposit rate to 2.50% to 3.0%. However it seems that few of the foreign banks seems still have 3 percent interest, anyway you need to confirm with the bank whether the showed rate is not yet adjusted to reflect the changes of the OPR. Need to wait and see how big the reduction on the Islamic account dividend rate will be be.
Banking Institutions
|
1 Month
|
3 Months
|
6 Months
|
9 Months
|
12 Months
|
Frequency of Interest Payment
|
Affin Bank
|
2.60
|
2.60
|
2.75
|
2.75
|
3.00
|
Upon Maturity
|
Alliance Bank
|
2.70
|
2.60
|
2.60
|
2.50
|
3.00
|
Upon Maturity
|
Alliance Bank FDGold
|
|
|
|
|
3.10
|
Monthly
|
Ambank
|
2.50
|
2.55
|
2.55
|
2.88
|
3.00
|
Upon Maturity
|
Ambank Am50Plus
|
|
|
2.55
|
2.88
|
3.05
|
Monthly
|
Bangkok Bank
|
2.50
|
2.55
|
2.60
|
2.70
|
3.00
|
Upon Maturity
|
Read the rest of this entry »
Popularity: 9% [?]
Tags:
2009,
2010,
2011,
2012,
2013,
2014,
2015,
Bank Negara,
Banks,
FD,
Fixed Deposit,
interest rate,
OPR,
Overnight Policy Rate Category:
Banking & Financing,
Business,
Investment & Unit Trust
eFiling is an online system introduced by LHDN (Lembaga Hasil Dalam Negeri) that allows you to submit your income tax details online, which is an alternative to the usual manual form submission. eFiling was first introduced in 2003 and has since undergone a progressive improvement with a more robust system promised for this year. There have been some questions on the authenticity of the transaction and security loop holes have been discovered in the past but the HASIL folks are quick to address the issues and resolved them in timely manner. This year, the eFiling application is not only limited to Internet Explorer browsers like before; you can now also use other browsers like Firefox and Opera. The eFiling is also compatible with Windows Vista operating system.
Read the rest of this entry »
Popularity: 12% [?]
Tags:
2008,
2009,
2010,
2011,
2012,
2013,
2014,
2015,
borang BE,
e-filing,
e-forms,
LHDN Category:
Banking & Financing,
Business,
Investment & Unit Trust
ASB AGIHKAN PENDAPATAN DIVIDEN 7.50 SEN SEUNIT DAN BONUS 1.25 SEN SEUNIT
***** Dividen ASB 2010 – — sen seunit *********
– Disember 2010
KUALA LUMPUR – Amanah Saham Nasional Bhd (ASNB), anak syarikat milik penuh Permodalan Nasional Berhad ( PNB ) mengumumkan pengagihan pendapatan sebanyak dividen 7.50 sen seunit dan bonus 1.25 sen seunit bagi Skim Amanah Saham Bumiputera (ASB) untuk tahun kewangan berakhir 31 Disember 2010.
Popularity: 18% [?]