Credit Card companies charge an annual fee to credit card holders. Charges are varies for each company. Some ranging from RM90-RM120 per annum others as high as RM500 (Platinum Card).
Recently for the past 2 years (2008 & 2009) I been calling and request for Credit Card Annual Fee Waived. Too my amazement I’ve got all my Credit Card Annual Fee Waived.
Tips on Requesting Credit Card Annual Fee Waived.
Check your statement or simply call Customer Service to know when your Credit Card Annual Fee is Due. If its already charged just make a request then it will be waived on your next month statement.
Call Customer Service. ( number at the back of your Credit Card)
1. Be Polite – This is a request not an order.
2. Call Customer Service – “My name is xxx I want to request Credit Card Annual Fee Waived”. ( Pengecualian Bayaran Yuran Tahunan Kad Kredit )
3. There will be ask for confirmation. ( Name, DOB, etc )
4. Usually it’s end with “We have submit your request for Credit Card Annual Fee Waived” ( Thanks the person and end the conversation)
Customer Service Personal is not authorized to give Credit Card Annual Fee Waived. But once you have requested then someone will. I usually have my Credit Card Annual Fee Waived on the next month statement.
Past experience I have manage to get Credit Card Annual Fee Waived from Citibank, HSBC and RHB.
This method is not 100% guaranteed but you can always try. It’s just a phone away.
Feel free to give us a feedback on your request experience. Thanks
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