Latest list for Base Lending Rate ( BLR ) in Malaysia. October 2010

No. Banking Institution

With Effect From

BLR (% p.a.)

1 Affin Bank Berhad

13/07/2010

6.30

2 Alliance Bank Malaysia Berhad

13/07/2010

6.30

3 Alliance Islamic Bank Berhad

13/07/2010

6.30

4 AmBank (M) Berhad

13/07/2010

6.30

5 Bangkok Bank Berhad

14/07/2010

6.30

6 Bank of America Malaysia Berhad

13/07/2010

6.30

7 Bank of China (Malaysia) Berhad

14/07/2010

6.30

8 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad

14/07/2010

6.00

9 CIMB Bank Berhad

13/07/2010

6.30

10 Citibank Berhad

13/07/2010

6.30

11 Deutsche Bank (Malaysia) Berhad

15/07/2010

6.30

12 EON Bank Berhad

14/07/2010

6.30

13 Hong Leong Bank Berhad

14/07/2010

6.30

14 HSBC Bank Malaysia Berhad

13/07/2010

6.30

15 J.P. Morgan Chase Bank Berhad

15/07/2010

6.20

16 Malayan Banking Berhad

13/07/2010

6.30

17 OCBC Bank (Malaysia) Berhad

13/07/2010

6.30

18 Public Bank Berhad

13/07/2010

6.30

19 RHB Bank Berhad

13/07/2010

6.30

20 Standard Chartered Bank Malaysia Berhad

13/07/2010

6.30

21 The Bank of Nova Scotia Berhad

14/07/2010

6.30

22 The Royal Bank of Scotland Berhad

15/07/2010

6.00

23 United Overseas Bank (Malaysia) Berhad

13/07/2010

6.30

Last updated: 01/10/2010

Popularity: 25% [?]

Following are the highlights of the 2010 Budget, themed “1Malaysia, Together We Prosper”

The Star Online

RM200mil to revive abandoned homes is one-off aid: Housing Minister

The RM200mil allocation in the Budget 2010 to revive some of the country’s abandoned low and medium-cost houses …

Najib outlines three core strategies to boost growth

BUDGET 2010 is geared towards driving the nation towards a high-income economy, said Prime Minister …..

Muhyiddin: Initiatives will benefit the people

THE Budget 2010 is a brave one as it covers all levels …..

Best students will get to further education at top varsities

THIRTY of the country’s creme de la creme students will be awarded National Scholarships strictly based on merit, ….

Weaker economy prompts overhaul of tax structure

THE Government plans to overhaul its tax revenue and subsidies in view of the weaker economy and lower income ….

Maximum tax rate brought down, and more relief for middle income group

BUDGET 2010 will see a personal income tax cut of one percentage point …

Iskandar CEO: Incentives sure to lure more talent to growth corridor

ISKANDAR Regional Development Authority chief executive officer Harun Johari welcomed tax incentives announced in Budget 2010 ….

Read the rest of this entry »

Popularity: 20% [?]

Bank Rakyat Personal loan process is so “SIMPLE“ nowadays, no need to go to bank. Now banks come to its potential customers. You can  fax in your details or just let Bank Rakyat dispatch collect it.

Jimat Masa, Jimat Tenaga dan Jimat Duit Minyak dan Tol

I would prefer the use would be to clear credit card balance with it’s lowest interest rate at 3.5%.

Here are the details:

  • Lowest Interest Rate of 3.5%
  • Up to RM 150,000
  • Up to 15 year term
  • No Guarantor (tanpa penjamin)
  • 24hours approval ( belum cuba belum tahu )

Read the rest of this entry »

Popularity: 100% [?]

Istimewa dari BSN home loan, dengan kadar istimewa untuk tawaran dalam tempoh 48 jam.

  • Semua pelanggan yang menerima tawaran home loan dalam tempoh 48jam akan menikmati pengurangan kadar faeda (interest) 1% lagi bagi tahun pertama

Nota: Jarang peminjam boleh dapat kelulusan secepat kini. Tak cuba tak tahu.

  • Terbuka untuk pembiayaan / pinjaman konvensional sahaja
  • Khusus untuk hartanah dalam pembiayaan
  • Jumlah pinjaman RM100K keatas

sesiapa yang inginkan maklumat lanjut, sila hubungi

Khidmat Pelanggan

Bahagian Khidmat Pelanggan

Wisma BSN

117, Jalan Ampang

50450 Kuala Lumpur, Malaysia

Tel. : 03-2142 5258

Faks : 03-2710 7252

servicemanager@bsn.com.my

Popularity: 20% [?]

Introduction
This list contains glossary of Mu’amalat terminologies which are most frequently and commonly used in the Islamic banking business.

Bai’ Urbun | Bai’ Bithaman ‘Ajil | Bai’ Murabahah | Bai’ Inah | Bai’ Dayn
Bai’ Istijrar | Bai’ Istisna’ | Bai’ Muzayadah | Bai’ Salam | Bai’ Wafa’
Batil | Darurah | Dhamanah | Fasid | Fatwa | Gharar | Ghish | Hadith | Halal
Haram | Haq Maliy | Hibah | Hiwalah | Ibra’ | Ijarah | Ijarah Thumma Bai’
Ijtihad | Syirkah ‘Inan | Jahl | Jua’lah | Kafalah | Khiyanah | Maisir | Mal
Muamalat | Mudarib | Mudharabah | Muqasah | Musaqah | Musawamah
Musharakah | Musharakah Mutanaqisah | Muzara’ah | Qabadh | Qardh
Qardh Hasan | Quran | Rabbul Mal | Rahnu | Riba | Sadaqah | Sarf | Shariah
Suftajah | Sukuk | Sunnah | Ta’widh | Tadlis al-‘aib | | Takaful | Tanajush
Tawarruq | Ujrah | ‘Uqud Ishtirak | ‘Uqud Mua’wadat | ‘Uqud Tabarru’at
Usul Fiqh | Wadī’ah | Wakalah | Waqf | Zakat

Read the rest of this entry »

Popularity: 29% [?]

car-loan-interest-hire-purchase-bank

Hire Purchase or Loan

There is a lot of difference when you choose to buy something with the help of a loan and when you do it on hire purchase basis. In the former case, the ownership passes to you but in the later case you are just in possession and not a legal owner. It means that a person who has bought a car on hire purchase cannot sell it. Simple enough, he is not an owner of the car and, therefore, he has no such right.

Read the rest of this entry »

Popularity: 28% [?]

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